Hickman & Lowder Weblog

Sonja's Suggestions: Loneliness

Thursday, 02 October 2014 11:17

Sonjas SuggestionsRecent conversations with clients who expressed loneliness made me think about the subject. The loneliness one feels after the loss of a loved one must be a difficult thing to overcome. Individuals who are in a facility with no friends or family for visitations must feel all alone in the world, too. I have heard clients say, “This too shall pass,” and, hopefully, it will.

Here are some suggestions for resolving your own loneliness or assisting someone else through theirs:

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ABLE Act: Dream Come True, or Wake-up Call? Maybe Both.

Thursday, 04 September 2014 10:38

moneyAny day now, and likely come New Year’s Day 2015, there’s a good chance that individuals with special needs (and people who care about them) will be able to set up an ABLE Account (stands for Achieving a Better Life Experience). We’ve been following the bills (S. 313 and H.R. 647 as amended on 7/31/14) and their unusually promising path (bipartisan and bicameral, by Jove) toward becoming an actual law when Congress reconvenes this fall. When all is said and done, the upshot is likely to be essentially a tax-favored, 529-type plan for the child whose disabilities manifest before age 26 to be used for education, housing, transportation, and the like. In light of its Medicaid-payback-at-death provision, the ABLE Account won’t be a countable resource for purposes of needs-based benefits like Medicaid and SSI (no matter how large it swells over time for Medicaid, but with a $100,000 maximum for SSI). There would be no fancy lawyers, no special “trusts,” no sticker-shock. Too good to be true? Maybe.

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Sonja's Suggestions: Enjoy the Last Days of Summer

Friday, 29 August 2014 09:12

Sonjas SuggestionsWhere did the summer go?! August has come and gone in a blink of an eye.   Most of my conversations with our clients and visitors have been centered on the fact that Old Man Winter is looming around the corner – a thought that many of us find disconcerting. Didn’t we just put away our boots and shovels? Well, until it’s time to dig them out again, I think we need to enjoy what we have left of the summer. We still have plenty of nice, warm days ahead, so here are my suggestions for making the most of them:

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My Community Meal

Thursday, 31 July 2014 09:25

seniors lunchHave you or an elder loved one thought about participating in a community meal program? Are you nervous about attending for the first time by yourself? Do you have some doubts about the food quality? I had the opportunity to participate in the hot lunch program at the North Olmsted Senior Center this week and, if you have ever had these concerns, I thought you might benefit from learning about my experience.

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