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Sonja's Suggestions: Loneliness

Thursday, 02 October 2014 11:17

Sonjas SuggestionsRecent conversations with clients who expressed loneliness made me think about the subject. The loneliness one feels after the loss of a loved one must be a difficult thing to overcome. Individuals who are in a facility with no friends or family for visitations must feel all alone in the world, too. I have heard clients say, “This too shall pass,” and, hopefully, it will.

Here are some suggestions for resolving your own loneliness or assisting someone else through theirs:

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My Community Meal

Thursday, 31 July 2014 09:25

seniors lunchHave you or an elder loved one thought about participating in a community meal program? Are you nervous about attending for the first time by yourself? Do you have some doubts about the food quality? I had the opportunity to participate in the hot lunch program at the North Olmsted Senior Center this week and, if you have ever had these concerns, I thought you might benefit from learning about my experience.

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Dementia Self-Assessment

Thursday, 03 July 2014 08:26

mom and daughterResearchers at Ohio State University developed a self-assessment test to detect signs of dementia that could help family members and physicians catch symptoms in the early stages of the disease.  This type of assessment could allow families to begin planning for health care expenses so they can manage finances while the affected individual is still capable of discussing money matters.

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Avoiding Foreclosure of a Reverse Mortgage

Wednesday, 30 April 2014 13:23

house2A reverse mortgage can be an excellent tool for some older adults. It allows borrowing from the equity in one’s home to supplement one’s living needs, it requires no repayment until the homeowner either dies or moves out, and it limits the repayment obligation to the proceeds of the home sale (i.e., no personal repayment responsibility if sale proceeds are insufficient to retire the debt). If the owner moves out, he must notify the lender within two months. If the move is due to mental or physical illness, then the absence must generally extend to twelve months before a “default” occurs.

What can be done to avoid foreclosure after default?

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