Hickman & Lowder Weblog
Thursday, 31 July 2014 09:25
Have you or an elder loved one thought about participating in a community meal program? Are you nervous about attending for the first time by yourself? Do you have some doubts about the food quality? I had the opportunity to participate in the hot lunch program at the North Olmsted Senior Center this week and, if you have ever had these concerns, I thought you might benefit from learning about my experience.
Thursday, 03 July 2014 08:26
Researchers at Ohio State University developed a self-assessment test to detect signs of dementia that could help family members and physicians catch symptoms in the early stages of the disease. This type of assessment could allow families to begin planning for health care expenses so they can manage finances while the affected individual is still capable of discussing money matters.
Wednesday, 30 April 2014 13:23
A reverse mortgage can be an excellent tool for some older adults. It allows borrowing from the equity in one’s home to supplement one’s living needs, it requires no repayment until the homeowner either dies or moves out, and it limits the repayment obligation to the proceeds of the home sale (i.e., no personal repayment responsibility if sale proceeds are insufficient to retire the debt). If the owner moves out, he must notify the lender within two months. If the move is due to mental or physical illness, then the absence must generally extend to twelve months before a “default” occurs.
What can be done to avoid foreclosure after default?
Friday, 22 November 2013 08:45
By now, most adult Americans have seen and heard a lot about the Affordable Care Act (ACA), and most are confused about how the ACA will affect them and their insurance coverage. If you are an older American with Medicare coverage, or will be eligible for Medicare coverage in 2014 as an older American, you may be wondering what kind of impact the ACA will have on your Medicare. The simple answer is not a whole lot.
Medicare is federal health insurance coverage for Americans who are (1) eligible for Social Security retirement income and 65 years or older, or (2) under age 65 and entitled to Social Security disability benefits, or (3) of any age with End-Stage Renal Disease. You must enroll in the Medicare program when you become eligible or face late enrollment penalties for as long as you carry Medicare coverage, UNLESS you have other creditable insurance coverage through your employer, your spouse’s employer when you reach age 65, or the Health Insurance Marketplace.
The ACA was passed by Congress in 2010 and some provisions effecting Medicare have already been implemented. Those include:
- Improvement Standard is No More
- Recognizing Excellence
- November is National Family Caregivers Month
- How to Create Meaning in Your Life
- Changes Ahead for "Dual Eligibles"
- Medicaid for Long-Term Nursing Home Care
- Choosing an Assisted Living Facility that is Right for Your Loved One
- A Mother's Day Tribute
- The Family Home: Is it in Jeopardy if I Turn to Medicaid for Help?
- "Hope I Die Before I Get Old"
- Too Much Stuff, Too Little Space
- Medicaid and Assisted Living
- Ohio Trust Law News
- What is a Certified Elder Law Attorney and Why Does it Matter?
- Gifts Ideas for Elders in Care Facilities
- U.S. Savings Bonds Options Upon Death
- Monitoring Technology & Elder Care
- The Usual Bus Stop
- Veterans Benefits Factoid #2
- Choosing the Right Care for an Elder
- Direct Deposit for Social Security Checks
- The Doughnut Hole
- Computer Classes for Older Adults
- New Online Medicare Application
- A Chance Meeting
- Services for Older Adults
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