Hickman & Lowder Weblog

AddThis Social Bookmark Button

My Community Meal

Thursday, 31 July 2014 09:25

seniors lunchHave you or an elder loved one thought about participating in a community meal program? Are you nervous about attending for the first time by yourself? Do you have some doubts about the food quality? I had the opportunity to participate in the hot lunch program at the North Olmsted Senior Center this week and, if you have ever had these concerns, I thought you might benefit from learning about my experience.

AddThis Social Bookmark Button

Read more: My Community Meal

Dementia Self-Assessment

Thursday, 03 July 2014 08:26

mom and daughterResearchers at Ohio State University developed a self-assessment test to detect signs of dementia that could help family members and physicians catch symptoms in the early stages of the disease.  This type of assessment could allow families to begin planning for health care expenses so they can manage finances while the affected individual is still capable of discussing money matters.

AddThis Social Bookmark Button

Read more: Dementia Self-Assessment

Avoiding Foreclosure of a Reverse Mortgage

Wednesday, 30 April 2014 13:23

house2A reverse mortgage can be an excellent tool for some older adults. It allows borrowing from the equity in one’s home to supplement one’s living needs, it requires no repayment until the homeowner either dies or moves out, and it limits the repayment obligation to the proceeds of the home sale (i.e., no personal repayment responsibility if sale proceeds are insufficient to retire the debt). If the owner moves out, he must notify the lender within two months. If the move is due to mental or physical illness, then the absence must generally extend to twelve months before a “default” occurs.

What can be done to avoid foreclosure after default?

AddThis Social Bookmark Button

Read more: Avoiding Foreclosure of a Reverse Mortgage

Medicare and the Affordable Care Act: Separating Rumor from Reality

Friday, 22 November 2013 08:45

insuranceBy now, most adult Americans have seen and heard a lot about the Affordable Care Act (ACA), and most are confused about how the ACA will affect them and their insurance coverage. If you are an older American with Medicare coverage, or will be eligible for Medicare coverage in 2014 as an older American, you may be wondering what kind of impact the ACA will have on your Medicare. The simple answer is not a whole lot.

Medicare is federal health insurance coverage for Americans who are (1) eligible for Social Security retirement income and 65 years or older, or (2) under age 65 and entitled to Social Security disability benefits, or (3) of any age with End-Stage Renal Disease. You must enroll in the Medicare program when you become eligible or face late enrollment penalties for as long as you carry Medicare coverage, UNLESS you have other creditable insurance coverage through your employer, your spouse’s employer when you reach age 65, or the Health Insurance Marketplace.

The ACA was passed by Congress in 2010 and some provisions effecting Medicare have already been implemented. Those include:

AddThis Social Bookmark Button

Read more: Medicare and the Affordable Care Act: Separating Rumor from Reality

Page 1 of 8

<< Start < Prev 1 2 3 4 5 6 7 8 Next > End >>

Newest Articles

Your Attorneys

* Certified in Elder Law by the National Elder Law Foundation

Professional Affiliations