Planning for the future of a loved one with a disability requires thoughtful coordination of legal, financial, and public benefit considerations. One of the most important tools available to families is a special needs trust. In this article, we use the term “special...
Adults With Disabilities
Planning Options for Disabled Individuals: Trusts Versus ABLE Accounts
Did you know that beginning January 1, 2026, individuals who become blind or disabled before age 46 will be eligible to open a STABLE Account—an increase from the current age limit of 26? Learn more about special needs estate planning tools—including STABLE Accounts, pooled trusts, and first-party special needs trusts—that can help your loved one maintain essential public benefits while also providing funds to enhance their quality of life.
Food Assistance in Ohio: Understanding SNAP
As of early November 2025, many Ohio residents have not received their November SNAP benefits because of the federal government shutdown. If you are facing food insecurity, you can find help by calling 2-1-1, visiting 211oh.org, or contacting your local food bank or pantry (a locator tool is available at https://www.greaterclevelandfoodbank.org/get-help/find-food).
What are the transportation options in Ohio for people with disabilities?
Transportation is as an important link to independence, enabling access to essential services such as healthcare, education, employment and social activities. In Ohio, several transportation options are available to try to meet the needs of individuals with...
Historic Update for Trustees of Special Needs Trusts
If you are a corporate trustee or a family member or friend serving as trustee, you should be aware of an important policy change taking effect this fall that affects beneficiaries of special needs trusts who receive Supplemental Security Income (SSI).
What housing options are available for adults with disabilities?
Not all adults with disabilities can live independently. Some have medical conditions that necessitate regular support. Others have functional limitations that would prevent them from maintaining a living space entirely on their own. Financial challenges also prevent...
How a new rental subsidy rule can help SSI applicants and recipients
Supplemental Security Income (SSI) is a Social Security benefit that provides monthly payments to adults and children with a disability or blindness, and to adults age 65 and older who have limited income and resources. SSI can be used for basic needs like rent, food,...
How to find the best caregiver for a loved one with disabilities
Individuals with disabilities sometimes require ongoing medical care. Some need supervision and support with daily functions, like hygiene practices and the maintenance of their homes. Others require more extensive support, such as medication administration or wound...
Trustee School: Administering a Special Needs Trust – March 9, 2024
On March 9, 2024, Hickman Lowder held another session of our webinar, Trustee School: Administering a Special Needs Trust. It was hosted by Attorneys Ethan A. Welch, George O. Aljoe, and Helen L. Rapp. A recording of this presentation is now available for viewing at https://youtu.be/Zf4Dva_HrNM.
What to do if you believe that a person with disabilities is being abused
Adults of all ages with developmental as well as physical disabilities can be the victims of abuse. Abuse can be physical, sexual, verbal, emotional and/or financial mistreatment. The abuser can be a paid caregiver, family member or a provider working with the...

